elite Consultants 07809 590922 Pick up in 4 rings
Accountants in Waltham Cross · Two decades on the desk

Numbers,
made by hand.

A small studio of accountants who treat your tax letter like one addressed to our own family.

the savings stack
48h SA turnaround
plain-english advice
year-end, no surprises

Tap or hover a shape. Each one is a thing we quietly look after, every week.

The pact

Most firms won't put it in writing. We do.

Elite The usual firm
Your fee £40/month, fixed, on the engagement letter Hourly. The clock starts at hello.
A call back Same day. 47-minute median. A voicemail box.
Advice Free. First call, every call. Billed in six-minute units.
The maths Eight live calculators, workings shown. Adjectives.
If we slip The next month is on us. Not a thing.

The last line has not been invoked in six years. We would rather keep it that way.

The bench

Try us before you hire us. Move the slider.

The bench prices the first moves we would check on your file, live, on real 2025/26 maths. No email wall. Nothing stored.

The £100k taper
60% band rescue
Salary–dividend mix
structure priced live
Pension relief
at your marginal rate
Section 24
landlord interest rules
Coverage

Wherever you are, we are a phone call away.

Our studio is in Waltham Cross, ten minutes off the M25, kettle always on. But two thirds of our clients have never set foot in it. The work is the same, the price is the same, the phone rings four times before a person picks up.

  • 1 In person at the Waltham Cross studio, by appointment, with biscuits.
  • 2 Anywhere in the UK over secure video, email, and a real phone number you can save in your contacts.
  • 3 Out-of-hours for SA deadlines and HMRC enquiries, no extra fee.
UK · live map
Hovered Tapped Waltham Cross the studio · in person
47 clients · 23 towns · 1 phone number
Ejaz
A note from Ejaz

Hello. we are pleased you are here.

I started Elite Consultants because the small business owners I knew kept telling me the same three stories. Their accountant did not return calls. Their bill was a surprise every quarter. And nobody had ever sat down with them to talk about what came next.

We are a small studio of five people, and we like being a small studio of five people. It means I know your name. It means the person you spoke to last March is the person you speak to this March. It means we can answer the phone, properly.

The five of us care about this work in a way that surprises people. We love what we do, and we treat your numbers the way we treat our own. When you call worried about a letter from HMRC, you are not a ticket on a queue. You are a person we know, and we will sit with the question for as long as it takes to answer it properly. Friendly is the easy half. The harder half is meaning it. Your problem becomes our problem the moment it lands in our inbox, and we do not let go of it until it is sorted.

A lot of our advice is given for free. First call, free. Second call, free. The walk-in on a Tuesday afternoon with a brown HMRC envelope in your hand, free. We are not running a meter while you talk to us. If we can help in twenty minutes, we will, and you can go on with your week.

If you take one thing from this site, take this: book a free 20 minute call. Bring your last tax return, or do not. We will tell you, on the call, what we think we can do for you, in numbers, plainly. If we cannot help, we will tell you that too, and we will probably know who can.

Ejaz Director · Elite Consultants
Who we look after

Six small studios. One small studio looking after them.

We do not pretend to be an expert on every business in the UK. We are an expert on these six, and the proof is on the page underneath each one.

  • Sole traders

    Self-employed plumbers, designers, dog walkers, eyebrow technicians, Uber and Uber Eats drivers. We make tax returns boring (good).

    Average annual saving £1,800 to £3,200

  • Limited companies

    Service businesses, agencies, consultancies. Director's loan, dividends, salary mix, the works.

    Fixed monthly fees from £180

  • Property landlords

    From a single buy-to-let to a 14-flat portfolio. Section 24, incorporation, FHL, the awkward stuff.

    S24 modelling included

  • Contractors

    IR35, umbrella vs Ltd, take-home rebuilds. We have moved 31 contractors off umbrella in three years.

    Average uplift £6,200 / year

  • High earners

    £100k taper, EIS, sale of a business, bonus structuring. The conversations that pay for themselves.

    Pension + EIS + capital strategy

  • Restaurants & cafes

    VAT, tronc schemes, food and drink margin. We grew up in this stuff and we still get a kick out of cleaning up a tronc.

    Tronc setup from scratch

Proof, in cells you can check

Numbers, not adjectives.

Most accountancy sites bluff with adjectives. Ours leads with figures you can check, and marks the preview placeholders plainly.

Average annual saving £3,420* across 47 active clients, twelve months ending Mar 2026
Same-day callback rate 98%* of weekday calls received before 4pm, last 90 days
Self-Assessment turnaround 48h* median from documents in to filed return, 2025/26
Years in practice 20+ decades of hands-on accountancy across small businesses, contractors and landlords
I have used three accountants in twelve years. Elite are the first who answered the phone the same day every single time. The 48 hour turnaround on my SA was the moment I knew we were not going back.
Mira Adebayo IT contractor, London · client since 2024 preview persona

preview build placeholder. Replaced with audited figures before public launch.