Accounts that fit around the day job.
Accountants for builders, electricians, plumbers, carpenters and decorators. CIS, VAT Domestic Reverse Charge, vehicle expenses, and tools — sorted.
What you face
- CIS deductions for subcontractors and the paperwork burden for contractors
- VAT Domestic Reverse Charge confusing the supply chain
- Vehicle expenses (van vs car) and fuel scale charges
- Tools, equipment, and PPE — capital vs revenue
- Mortgage references when most income is invoiced
How we help
- Monthly CIS submissions and subcontractor verification
- VAT Domestic Reverse Charge setup and supplier comms
- Vehicle and fuel expense optimisation
- Plant and tool capital allowance claims (AIA, FYA)
- Job-by-job profitability tracking
- Mortgage references and lender support
Trades and construction businesses are uniquely paperwork-heavy: CIS, Reverse Charge VAT, retentions, vehicles, tools, materials. Most generalist accountants don’t know the rules well enough to do it efficiently — and you’re the one who pays for that.
We’ve worked with builders, electricians, plumbers, decorators and contractors across the UK. We know the Domestic Reverse Charge, we run monthly CIS as a matter of course, and we’ll get you mortgage-ready references when the time comes.
Common questions
Do I have to register for CIS?
If you pay subcontractors for construction work, yes — you're a contractor. You need to verify each subcontractor with HMRC and deduct 20% (or 30% if unverified) from their pay. We run monthly CIS for hundreds of trade clients.
How does the VAT Domestic Reverse Charge work?
For B2B construction services subject to CIS, the customer accounts for the VAT instead of the supplier. So you don't add VAT to the invoice — but you do need to flag it correctly, and your customer needs to know they're paying it to HMRC. Get it wrong and HMRC can demand it twice.
Can I claim my van as an expense?
Yes — vans are treated as plant and machinery, so 100% Annual Investment Allowance is available. Cars are different (capital allowances based on CO2 emissions). If you can choose, a van or commercial vehicle is usually a much better tax deal.